The platform that powers the world’s mission-critical payments

Flywire manages multi-currency, global transactions from start to finish. We bundle industry-specific payment workflows, optimized routing and direct connections to banks, card schemes and local payment methods, and comprehensive regulatory and licensing infrastructure. That takes us beyond where typical payment processors can go.

The Flywire platform combines software, payment processing and access to banking, card schemes and local payment networks to move domestic and international payments on a single platform capable of handling high-throughput on a global scale.
240+
Pay-in countries
6,000
Geographic corridors
100+
Certified integrations including Oracle, Ellucian, NetSuite, Workday, Sage, Microsoft Dynamics, Epic and more

Software that runs the payment workflow, not just the transaction.

HOW IT WORKS

Complex on the inside. Simple on the surface.

One flow, from your payer's first action to reconciled funds in your account - Flywire manages the complexity in between.

  1. 1

    Connect to the platform

    Embed Flywire directly into core back-end software for a single access point to 1,200+ payment methods.

  2. 2

    Request and process payment

    Industry-specific payment experiences make it easy for customers to choose their preferred currency and payment method.

  3. 3

    Optimized routing & clearing

    Flywire securely processes the transaction through its proprietary network of global and local banking partners, dynamically routing the payment through optimized geographic corridors to minimize transaction costs, clear funds locally, and automatically handle complex country-specific regulatory and compliance rules.

  4. 4

    Consolidated daily settlement & reconciliation

    Flywire aggregates all payments globally and delivers a payout to the client in their preferred currency, integrated with the system of record to provide automated reconciliation and real-time updates on transactions through the Flywire dashboard.

THE NETWORK

Flywire's global payment network offers access to 1,200+ localized payment methods. 

Over more than a decade, we’ve built a network of direct connections to banks, card schemes, and local payment methods, allowing us to move money globally without relying on intermediaries, optimizing transaction delivery. 

Mastercard logo
Visa logo
American Express logo
PayPal logo
Venmo logo
Logo discover
Diners Club logo
Union Pay logo
Alipay logo
Wechat Pay
JCB logo
Trustly logo
Boleto logo
Pix Brazil logo
J P Morgan Logo
Citi Bank logo
Deutsche Bank Logo
Bank of america logo stacked a
SBI logo
ICICI Bank
HDFC Bank

Flywire's payment network includes cards, digital wallets, and local payment methods  - including Mastercard, Visa, American Express, Discover, Diners Club, JCB, PayPal, Venmo, UnionPay, Alipay, WeChat Pay, Trustly, Boleto, and Pix, alongside banking partners such as J.P. Morgan, Citi, Deutsche Bank, Bank of America, SBI, ICICI Bank, and HDFC Bank.

CAPABILITIES

Platform capabilities

Our modular technology platform handles every step of the payment lifecycle through high-performance services and security. Our platform features built-in redundancies alongside comprehensive regulatory and licensing infrastructure to safeguard your business and maintain strict compliance.

Payments Acceptance & Smart Routing

Dynamically route payments to optimal card and local payment nodes.

Matching & Automatic Reconciliation

Turn tedious backend manual work into fully automated matching processes.

FX, Cash Management & Treasury

Access highly flexible, configurable global liquidity and money movement tools.

Compliance, Risk & Fraud Management

Protect your revenue with sophisticated, proactive fraud checks and velocity tracking.

Global Disbursements

Efficiently execute complex payouts and refunds to partners or payers.

Split Payments & Payment Plans

Partial payments, installment plans, multi-method collection — handled natively.

1,200+ Payment Methods

Local bank transfers, cards, digital wallets, wires — payers pay in their currency, you receive in yours.

End-to-End FX

Flywire manages currency conversion end-to-end, so you're never holding the exposure.

Real-Time Reconciliation

Payments matched and posted automatically into Banner, Epic, NetSuite, Workday, and Opera — no manual intervention.

100+ Certified Integrations

Pre-built, certified connections into the ERP, SIS, CRM, and EHR systems clients already run.

Multilingual Support

Around-the-clock payer support — answers in the payer's language at the moment they need them.

Certified Compliance

SOC 2 Type II, PCI DSS, and HITRUST — one compliance posture across every market.

Full Visibility

Real-time payment data, reporting, and forecasting — every status, corridor, and currency.

  • We have a complex customer set-up in NetSuite, and the Flywire team did an excellent job of understanding that. Flywire is very value-add, and the services are top notch. 

    Basis Technologies uses Flywire for cross-border and domestic B2B credit card payments.

    Maria Mutter VP, Controller, Basis Technologies
    Basis Technologies logo
  • Automatically offering tailored payment plan terms makes our operations more efficient and allows patients to roll multiple balances into their current payment plan without uncomfortable and time-consuming calls. Flywire's P2PE solution is a critical component in securely capturing card data across our organization.

    Terry Wilson Director Patient Financial Services, Rush Copley Medical CenterRush Copley Medical Center uses Flywire's P2PE (point-to-point encryption) solution and self-service payment plans across its organization.
    Rush copley medical center logo
  • Flywire to us is a very trusted partner … For the students, it offers a safe way of doing online transactions. The students get great support from Flywire … For us, it really enables us to collect students from all over the world in a safe and timely manner.

    Hult International Business School
    Hult International Business School
  • I absolutely love Flywire. It's hassle-free, and I appreciate the automatic bank deposits, eliminating manual payouts. I'm recommending it to all our clients because the experience is so great.

    Amanda Verster Account Manager, The Shepstone Experience
  • It’s absolutely made my team’s job much easier...Flywire is very value-add, and the services are top-notch.

    VP, Controller, Basis Technologies

    The complexity is ours. The world is yours.

    Common questions

    What is Flywire's global payment platform?

    Flywire's global payment platform is a payments and software platform that lets organizations accept, manage, reconcile, and settle domestic and cross-border payments. It combines industry-specific software, multi-rail payment processing, and a proprietary network of banking and payment partners across 240+ countries and territories and 140 currencies.

    What is Flywire's global payment network?

    Flywire's global payment network is the proprietary payment infrastructure that underpins the platform. It connects global, regional, and local banking partners, local payment methods, and foreign exchange to collect, convert, and settle payments in 140 currencies across 240+ countries and territories.

    How does Flywire differ from a payment processor?

    A payment processor moves a transaction; Flywire delivers the full workflow around it. The platform pairs purpose-built industry software with payment processing, end-to-end foreign exchange, real-time reconciliation into systems like NetSuite, Banner, and Epic, and 24/7 multilingual support.

    How many currencies, countries, and payment methods does Flywire support?

    Flywire supports 140 currencies across 240+ countries and territories through 1,200+ local and global payment methods, including bank transfers, cards, and digital wallets.

    How does Flywire handle foreign exchange?

    Flywire manages currency conversion end-to-end, so payers pay in their local currency and organizations receive funds in theirs. The organization does not hold the FX exposure during the transaction.

    What systems does Flywire integrate with?

    The Flywire platform has 100+ pre-built, certified integrations into enterprise ERP, SIS, CRM, and EHR systems — including NetSuite, Workday, Banner, Epic, and Opera — with automated payment posting and reconciliation.

    What security and compliance certifications does Flywire hold?

    Flywire holds the following certifications and compliance designations: PCI DSS Level 1 (the highest level, with third-party attestation); SOC 2 Type II; HITRUST CSF; NACHA affiliate membership; Visa Global Registry of Service Providers; CSA STAR Level 1 (Cloud Security Alliance); WCAG 2.1 AA (partially conformant, for accessibility); GLBA compliant; and PIPEDA compliant. Flywire undergoes annual SOC II and PCI DSS external reviews and maintains an annual penetration test, ongoing vulnerability scanning, and an application firewall as part of its defense-in-depth approach.