Bobsguide Payments Rankings 2019 announced

This year we have asked market participants to select who they believe to be the leaders in the payments and paytech industries, and votes flooded in across the board.

Payments has become a fast moving vehicle, driven by regulation, market forces and technological advances. New players are emerging while incumbents look to reinvent themselves in this evolving ecosystem. As such, the bobsguide 2019 Payments Rankings - voted for by each firm's clients and end users - represents a diverse list of old and new innovative players.

Best credit card provider

1 MasterCard

2 American Express

3 MBNA

Best mobile app

1 Natwest

2 Revolut

3 Santander

Best in-app money management

1 Natwest

2 Starling

3 HSBC

Best account management solution

1 CLIREC

2 FreeAgent

3 Xero

Best liquidity management solution

1 Kyriba

2 Centtrip

3 GTreasury

Best cross-border transaction solution

1 BlueSnap

2 Fineco

3 Flywire

Best remittance solution

1 SAP

2 Western Union

3 Unionpay

Best cash transfer solution

1 Fineco

2 Metro Bank

3 Kyriba

Best corporate treasury solution

1 Kyriba

2 Accuity

3 FIS

Best POS solution

1 Square

2 Ingenico

3 AEVI

Best wholesale payments solution

1 Bankingblocks

2 Flywire

3 Form3

Best ecommerce solution

1 Worldpay

2 FreedomPay

3 BlueSnap

Best digitial innovation

1 Form3

2 Accesspay

3 AEVI

Best crypto payment solution

1 Coinbase

2 Ripple

3 Baanx

Best use of machine learning in payments

1 Kount

2 Juvo

3 Flywire

Best use of artificial intelligence in payments

1 Accesspay

2 Intellect Design

3 Juvo

Best use of DLT in payments

1 Circle

2 Ripple

3 Veem

Best foreign exchange services

1 Currencies Direct

2 World First

3 Currencyfair

Best B2B payments programme

1 BlueSnap

2 Tipalti

3 Flywire

Best banking innovation

1 Monzo

2 Bankingblocks

3 Starling Bank

Best use of data

1 FreedomPay

2 Juvo

3 Accesspay

Best PSP

1 PayPal

2 Worldpay

3 Sage Pay

Best start-up

1 Reflow

2 Bankingblocks

3 Enfuce

Best e-wallet

1 Apple Wallet

2 Venmo

3 eWallet (Ilium Software)

Best Open Banking innovation

1 Yolt

2 Klarna

3 Bankingblocks

Best customer loyalty scheme

1 Bink

2 LoyalBe

3 Yoyo Wallet

Best supply chain financing solution

1 Kyriba

2 Taulia

3 Demica

Best IBAN management solution

1 Onpex

2 BankingCircle

3 StreamMind

Best real-time solutions

1 Oracle Banking Payments

2 ACI

3 Temenos

Best ERP solution

1 Microsoft

2 SAP

3 Oracle

Best cloud application

1 Microsoft Azure

2 AWS

3 Adobe

Best API management

1 Microsoft Azure

2 MuleSoft

3 True Layer

Best interbank settlements solution

1 Exela

2 StreamMind

3 Fujitsu

Best accounting system

1 Sage

2 NetSuite

3 Zoho

Best anti-fraud solution

1 Featurespace

2 Kount

3 Emailage

Best security innovation

1 CA Technologies

2 HooYu

3 iProov

Best gateway

1 First Data

2 Valitor

3 Accesspay

Best invoicing solution

1 Sage

2 Zoho

3 NetSuite

Best authentication solution

1 Emailage

2 OneSpan

3 iProov

Best biometric solution

1 HooYu

2 iProov

3 Nuggets

Best tokenisation solution

1 Gemalto

2 Amber Road

3 Identitii

Best prepaid solution

1 FIS

2 Centtrip

3 PPS

Source: https://www.bobsguide.com